An insurance policy that covers risks of any kindwithin the geographic area specified in the policy, with no exclusions unless stated.
General exclusions include:
- Wear and tear depreciation, moth, mildew, vermin or any cleaning process, dyeing, repairing, restoring.
- Political risk
- Damage to items of brittle nature
- Loss of cash, currency, bank notes or securities or any kind
- Loss or damage outside geographical area
This policy covers machinery breakdown arising from unforeseen and sudden physical loss
Fire and Allied Perils
This provides cover for loss or damage to property, caused by fire or lightning.
Provides indemnity against loss or damage to property following forcible or violent entry or exit from the insured’s premises.